Lease Depreciation Analysis

Island-wide analysis showing how lease decay affects prices structurally across all neighbourhoods

Long-term risk refers to how remaining lease length affects resale value, financing options, and price sustainability over time.

📌Lease Risk Guide

Remaining LeaseMarket Interpretation
≥ 80 yearsLow risk. Market treats as long-term asset
70–79 yearsGenerally stable pricing
60–69 yearsEarly discounting begins (watch carefully)
< 60 yearsHigher resale & financing risk
< 55 yearsLimited buyer pool, bank constraints likely

Note: This analysis is island-wide, showing how lease decay affects prices structurally. Lease risk patterns are consistent across all neighbourhoods - location does not change the fundamental relationship between remaining lease and price.

Island-wide (all neighbourhoods)

This is a structural analysis, not a location comparison

Total Price vs Remaining Lease

How total resale prices change as remaining lease decreases

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Price per sqm vs Remaining Lease

Shows market's early response to lease decay - price per sqm often declines earlier than total price

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What this means for buyers

Flats with <60 years remaining lease may appear affordable but carry higher resale and financing risk.

For owner-occupiers planning long-term stay, price per sqm reflects market caution earlier than total price.

Consider combining this with other tools to make informed decisions.

Explore neighbourhoods

See what flats are affordable without crossing risky lease thresholds